All that's needed is for credit to dry up and people to slow down on their spending. And that is exactly what is happening right now."Right now, credit is virtually frozen and, as a result, people have severely slowed down spending what money they have. If it keeps on long enough it's going to cause some serious problems in the economy." He stopped to take a drink from his, now, tepid cup of coffee. That gave Billy a chance to ask another question."Problems? Exactly what kind of problems?" If the general population stops, or severely slows down its spending, it causes several things to happen; something like a chain reaction. Local businesses don't sell as much as they have been. If that continues the first thing the owner will do is cut back on the workers' hours thus decreasing their paychecks. Lower paychecks means less money to spend and even more slowing down of spending. Ultimately, some people will lose their jobs causing..."Billy jumped in saying, "Even more slowing of. The moment the shower was off, he was there. He threw back the curtain and said, “Step out.” I did and was shocked. The air was freezing and with my flesh so wet, I immediately began to reach for my towel and dry off. His hand caught my wrist and he said. “I did not tell you to dry off. I said shower.” He then led me by the wrists to the doorway of the bath where I could feel the full blast of the air conditioner and I began to shiver uncontrollably. He quickly looped a rope around my wrists and then pushed me back against the door and threw the extra loop of rope over the top of the door. My hands were then raised above my head as he drew the slack over the door and tied it off with my hands high above my head!As he turned back to his black bag, I surveyed the room and was amazed at how busy he had been. The fitted cotton sheet Steve and I had slept on just a couple hours before was in a pile with the rest of our bed linens. In its place, a satiny black sheet was stretched.
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