'Hastings was an almost deserted smallish former gold mining town, nestled in the foothills of the Rockies. It was about two hundred and sixty miles from my home, almost all the way across the state from where I presently was. I couldn't imagine what might be there that I'd be interested in.'Thank you. I really have been enjoying all this extra rest. It makes a big difference.''What do you think I should do about her?' Then my dad stated that we should get down to business. Mr Luccini's first question concerned why we were doing this and showing such interest in his business. Dad explained how important the success of small business were to the local economy and since the banks despite their protestations to the contrary were reluctant to lend unless small businesses could meet the over high criteria they demanded so we were prepared to step in. We were going to do this because even when they did lend they did so at interest rates that were exorbitant given the current low base rate.Furthermore, he went on, having had their fingers burned by their rash lending which led to the current credit crunch they are no longer prepared to take the long view with a good small business like yours. Times are very different from the days when local bank managers were in charge of their own branches and knew their customers, the tendency now is to foreclose if they think they can cut their losses rather than run.
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